Best Tractors Under ₹6 Lakh – Affordable Power for Every Farmer

• BY: IFFCO Kisan Finance
• May 23, 2025

Agriculture has not remained what it was before a couple of decades ago. It has become quite fast paced. The advent of tractors has made most of the agricultural tasks rather easy and simple. But, picking a good tractor that meets your agricultural tasks is not that easy to come by.

That’s where tractors under ₹6 lakh step in - offering the perfect blend of performance and affordability. And when it comes to making ownership easier, IFFCO Kisan Finance stands out as a reliable and trustworthy partner. With simple tractor loan procedures and minimal documentation, we help farmers bring home their ideal tractor without financial burden.

Why Buy a Tractor Under ₹6 Lakh?

The ideal tractor depends on several factors—the size of your farmland being one of the most important criteria. For farmers managing plots between 1 to 5 acres, tractors priced under ₹6 lakh can be the perfect fit.

Some of the benefits offered by these tractors include

• Budget-Friendly: Easy on the pocket and fuel-efficient, saving money in the long run.
• Low Maintenance: Simple engines and durable builds keep servicing costs low.
• Versatile Usage: Ideal for common tasks like tilling, spraying, sowing, ploughing, and haulage.
• Easier Financing: Lower price means easier loan eligibility and quicker disbursal.

Top Tractors Under ₹6 Lakh in India (2025)

Given the fact that there are several tractors that belong to the category available under Rs 6 Lakhs, we carefully curated a list of the best options that you can check out.

Mahindra 275 DI TU

HP: 39 HP
Price: Under ₹6 Lakh
The Mahindra 275 DI TU is a highly rated tractor in this price range. The outstanding power offered by this tractor makes it the best choice for implements like plough, rotavator, planter, cultivator and many more.

Features

• Robust engine
• Power steering
• A good mileage

Why farmers love it – 
It comes with the robust Mahindra legacy and of course, an excellent resale value

Swaraj 735 FE

HP: 40 HP
Price: Under ₹6 Lakh
This tractor meets the initial requirements of the farmers and offers a better productivity with the minimal cost impact. It offers features like dual-clutch, oil-insulated brakes, and hydraulic-assist power steering.

Features

• High torque engine
• Oil-immersed brakes
• Easier and efficient riding

Why farmers love it –
An excellent choice for the farmers in the initial stages of their farming journey. You can get attractive financing options from IFFCO Kisan Finance.

Sonalika DI 35

HP: 39 HP
Price: Under ₹6 Lakh
The comfortable driver seat is the outstanding feature of this tractor. The advanced water cooled technology further makes it easy to work with in extreme climates. It can work with several agri implements like thresher, plough, cultivator etc.

Features

• Fuel-efficient and modern looks
• Superior dry air filter

Why farmers love it –
Highly affordable design with the best comfort factor makes it a reliable choice. Added to it, a great after sales service is what you would love.

Eicher 380

HP: 40 HP
Price - Under ₹6 Lakh
This tractor is widely known for its superpower performance. Highly affordable design with the best comfort factor makes it a reliable choice. Added to it, a great after sales service is what you would love. The robust engine and powerful hydraulics further make it stand out as the prominent pick.

Features

• Easy maintenance
• Smooth clutch
• Right choice for small to moderate Agri operations

Why farmers love it – The water cooled engine makes it the right choice for extreme climates. That is what makes it popular and best choice states like: Rajasthan, Madhya Pradesh, Uttar Pradesh etc

Powertrac Euro 439

HP: 41 HP
Price - Under ₹6 Lakh
This tractor delivers reliable performance across diverse Indian soil conditions, making it suitable for various farming needs. Its stylish design also adds a modern edge, making it a valuable asset for high-end agricultural businesses.

Features

• Stylish design
• Powerful hydraulics

Why farmers love it – If you have mixed soil in your land, this one should be the right choice to opt for. High performance coupled with good looks make it the right choice for beginners.

TAFE 243 DI

HP: 25 HP
Price - Under ₹6 Lakh
This tractor can be a valuable asset for small to medium-sized farms, offering exceptional versatility across a wide range of agricultural tasks. Whether you manage orchard lands or require a machine for light cultivation, this model stands out as a reliable and efficient choice.

Features

• Easy-to-use
• Compact design
• Low fuel consumption.

Why farmers love it – It can be an ideal choice for smaller areas of plots and agri lands. In fact, it can also be the right option for light lands with limited accessibility

John Deere 3028 EN

HP: 28 HP
Price - Under ₹6 Lakh
This 4 wheel drive tractor definitely makes it an ideal choice for specialised agricultural tasks. It has gained notable popularity among farmers, particularly in the southern regions of India.

Features

• High lifting capacity
• Advanced transmission

Why farmers love it –
If you are into horticulture or inter cultivation, this tractor can definitely be considered to be a worthy choice. The all round functionality makes it the right choice for a wide range of applications.

Kubota NeoStar B2420

HP: 24 HP
Price - Under ₹6 Lakh
The Kubota tractors are an excellent choice for orchard owners and row crops. Experts recommend these tractors for situations where the farmland is compact or has limited maneuvering space.

Features

• Fuel-efficient
• Low maintenance

Why farmers love it –
Farmers who are into horticulture and allied businesses would find the tractor to be a worthy choice for versatile farming needs you may have.

New Holland 3230 TX Super

HP: 35 HP
Price - Under ₹6 Lakh
The New Holland tractor is known well enough for the fuel efficiency and robust performance and that makes it an excellent option for multiple farming efficiency. It also offers a high lifting efficiency.

Features

• Strong torque
• High lift capacity

Why farmers love it –
This tractor is known well enough for the long lasting performance. It also offers you an excellent experience in terms of cost effective efficacy.

Preet 3549

HP: 35 HP
Price - Under ₹6 Lakh
Compatibility across every region and type of land is what makes this tractor stand out. The powerful engine on this tractor ensures a really effective mileage in every sense of the word.

Features

• Spraying
• Tilling
• General transport

Why farmers love it –
The smooth gears and durable chassis are a few features that would make the tractor a loveable choice for the farmer with the farmers. It should be the right choice for almost every sort of versatile application.

Bharat 550 DI

HP: 50 HP
Price - Under ₹6 Lakh
It offers smooth steering, long fuel tank capacity, and strong lifting capacity. They are the best option due to their versatile functionality and an affordable price range.

Features

• High ground clearance
• Fuel efficiency

Why farmers love it –
They are highly preferred for their heavy duty fieldwork and transport. The tractor is highly preferred in Northern and Western India.

Force Balwan 400

HP: 40 HP
Price - Under ₹6 Lakh
This tractor offers you an excellent array of outstanding features. You will get a fuel efficient engine and a compatible performance. In fact, many agriculturists consider it a perfect pick for a record breaking engine efficiency.

Features

• Rugged engine
• Easy handling

Why farmers love it –
Efficient manual cum power steering makes it the right choice for almost all land types. If you are looking for an efficient general purpose tractor, this one should fit the bill perfectly.

Swaraj 724 XM

HP: 24 HP
Price - Under ₹6 Lakh
It belongs to one of the best low budget tractors that offer multiple agricultural tasks. This tractor would offer you a compact design and an easy manoeuvrability. It offers an excellent experience in terms of reliability, efficiency, and versatility.

Features

• Low fuel usage
• Minimal maintenance

Why farmers love it –
You will find it a perfect choice for horticulture and smaller farms. This tractor has become a hot favourite in south Indian states.

Mahindra 275 DI

HP: 39 HP
Price - Under ₹6 Lakh
This tractor has gained a lot of popularity due to its fuel efficiency, strong construction, and versatile performance. The tractor has become one of the favourite choices of customers in south Indian states. Comfortable seating, easy-to-reach levers, and other ergonomic features are what should make it stand out.

Features

• Smooth drive
• Strong engine

Why farmers love it –
This tractor is a top choice not just for its performance, but also because it comes from a trusted brand. Its strong resale value adds to its appeal, making it a smart and reliable investment for farmers.

Indo Farm 2042 DI

HP: 42 HP
Price - Under ₹6 Lakh
This tractor is designed to offer you a wide range of agricultural tasks.It's well-suited for implements like cultivators, rotary tillers, ploughs, planters, etc.

Features

• Durable parts
• High lift strength

Why farmers love it –
It can be the right choice for farmers looking for a reliable and economical tractor for various tasks. It works best for tillage, planting, and hauling.

Tractor Loan from IFFCO Kisan Finance

Investing in a ₹6 lakh tractor is a smart step toward boosting your farm’s productivity—and with the right support, it’s well within reach. IFFCO Kisan Finance makes it easier with flexible loan options for both new and used tractors, helping you move ahead without financial worries.

Why Finance with Us?
IFFCO Kisan Finance supports every stage of your agricultural journey with the smart financing solutions.

• Flexible EMI Options
Enjoy customized EMI plans tailored to your income, making repayments more manageable and convenient.

• Quick Loan Approvals
Experience fast-track loan approvals with our streamlined process, getting you the funds you need without unnecessary delays.

• Paperless Approval
Simplify your application with our easy approval process, making it quick and hassle-free.

• Attractive Interest Rates
Benefit from competitive interest rates designed to provide you with cost-effective financing solutions.

• Special Insurance Cover
Protect your investment with our comprehensive insurance coverage, ensuring peace of mind throughout your financial journey.

For more information on eligibility criteria and detailed product features, please visit Iffco Kisan Finance or contact our customer support team at care@kisanfinance.com

How to apply for a loan from us?

Applying for a Tractor Loan or used tractor loan is Easy with IFFCO Kisan Finance

You can easily apply for a loan on our website. Alternatively, you can speak with our executives or reach out to us at care@kisanfinance.com for assistance.

Follow the simple steps to get a loan from us –

• Go to the  page for tractor loan.
• Click on Apply Now.
• Share the necessary details and documents.
• Submit your application.

Conclusion

With powerful, feature-rich tractors under ₹6 lakh and the trusted support of IFFCO Kisan Finance, turning that dream into reality is easier than ever.Choose the model that fits your farm. Apply for hassle-free financing. And start cultivating a more successful future — today!

---

Contact Us:

• Email: care@kisanfinance.com
• Website: www.iffcokisanfinance.com
• Phone: 0124698 7700