Important Update: All IKGM users are requested to update the IFFCO Kisan Grahak Mitra APK to the latest version (1.1.3) available on the Google Play Store to ensure uninterrupted services. Update Now
  1. 1Phone Number Verification
  2. 2Select Product
  3. 3Add KYC
  4. 4Personal Details
  5. 5RC Details
  6. 6Offer Letter

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IFFCO Kisan Grahak Mitra

IFFCO Kisan Grahak Mitra customer app is a support initiative by IFFCO Kisan Finance, designed to empower and support customers with seamless access to their financial journey. The app provides a secure, convenient, and user-friendly digital interface that brings all loan-related services to your fingertips, anytime and anywhere.

Features of IFFCO Kisan Grahak Mitra customer app

  • Integrated functions and seamless customer interface in digital offerings and transactions relating to products and services with anywhere / anytime facility
  • A centralized system ensuring accurate information, real-time updates, and efficient service delivery
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WHY
CHOOSE
US

At IFFCO Kisan Finance, we go beyond lending. We focus on empowering farmers, small businesses, and rural communities with reliable financial support. Our solutions are simple, fair, and designed to help you grow without unnecessary hurdles.

Wide variety of financial solutions

From tractors to MSME loans, we've got you covered.

Fast and easy process

Quick approvals, minimal paperwork, maximum convenience.

Transparent and fair

No hidden charges, no surprises—just honest finance.

Dedicated support

Guidance at every step, because your growth is our priority.

INFORMATION CENTER

Download

MITC
APPLICATION FORM - FE/ CV
LOAN AGREEMENT - FE/CV
PROPERTY DOC HANDOVER PROCESS
APPLICATION FORM - MSME
LOAN AGREEMENT - MSME
Important Documents

Important Documents

  • Tractor Loan

    Application Form with Photograph

    Complete KYC of Applicant (s) and Guarantor (s) as applicable

    Land Ownership Proof (wherever applicable)

    Income Documents as applicable

    Other documents (wherever applicable)

    Repayment Track Record

    Registration Certificate of existing asset

    Invoice in case of the New Tractor

  • Combine harvestor

  • Implements

  • Used Commercial Vehicle Loan

Schedule Of Charges

Schedule Of Charges
S.No Charge Description NT UT CH IP UCV MSME SCF
1 Processing Fee (Including documentation charges) Non-Refundable charges are to be paid prior to disbursal. Up to 1.3% Up to 2.7% Up to 1.2% Up to 3.2% Up to 2.2% Up to 3.5% Up to 0.3% per tranche or up to 1.18% per limit set up
2 Cheque/NACH Bouncing charges Immediately post any Instance of Bounce (Per Bounce). Taxes to be charged additional as applicable INR 250 INR 250 INR 250 INR 250 INR 250 INR 250 INR 250
3 Late Payment Charges Every time payment is delayed and to be paid on the overdue amount until cleared. To be paid above applicable interest rate. 6% p.a 6% p.a 6% p.a 6% p.a 6% p.a 6% p.a 6% p.a
4 Collection Visit Charges Applicable on per Instance of the Collection visit. Taxes to be charged additional as applicable. INR 250 INR 250 INR 250 INR 250 INR 250 INR 250 Nil
5 Loan Foreclosure Charges Applicable at Foreclosure on the Outstanding Unbilled Principal. Taxes to be charged additional as applicable. 3% 3% 3% 3% 3% 5% Nil
6 Prepayment/Part Payment Charges Applicable At every instance of part payment and on the Outstanding Unbilled Principal. Taxes to be charged additional as applicable 3% 3% 3% 3% 3% 5% Nil
7 Physical Copy of Foreclosure statement/ Repayment Schedule/ Statement of Account Per Event per contract for customer-initiated requests. Taxes to be charged additional as applicable INR 500 INR 500 INR 500 INR 500 INR 500 INR 500 INR 500
8 Duplicate NOC Per Request. Taxes to be charged additional as applicable INR 500 INR 500 INR 500 INR 500 INR 500 INR 500 INR 500
9 Cash Handling Charges Applicable on every instance of cash collection on the amount of cash collected. Taxes to be charged additional as applicable 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% Nil
10 Legal, Repossession & Incidental Charges, Arbitration, Notices & Other Incidental Charges on Repayment Default Ad hoc basis cost incurred on recovering Due from Delinquent accounts At Actuals At Actuals At Actuals At Actuals At Actuals At Actuals At Actuals
11 Cancellation Charges Applicable prior to first EMI billing or 90 days whichever is earlier. Taxes to be charged additional as applicable INR 2000 INR 2000 INR 2000 INR 2000 INR 2000 INR 5000 Nil
12 PDC Charges (Repayment mode other than ECS/ NACH One time charge to be deducted prior to disbursement. Taxes to be charged additional as applicable INR 750 INR 750 INR 750 INR 750 INR 750 INR 750 Nil
13 Payment Instrument Swapping Charges Applicable on every request. Taxes to be charged additional as applicable INR 250 INR 250 INR 250 INR 250 INR 250 INR 250 Nil
14 ROC Charges Ad hoc or as and if required. Taxes to be charged additional as applicable Nil Nil Nil Nil Nil Nil At Actuals

*The above charges are exclusive of any taxes or other statutory charges as mandated by the Govt. from time to time.

FAQs

Everything you need to know about the product and billing. Can't find the answer you're looking for? Please chat to our friendly team.

  • General Enquiry

  • Documents and Eligibility

  • Loan Process

  • Loan Repayment

  • Complaints / Queries / Issues

  • Account maintenance / Closure

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